What is part B Medicare? It is simply the outpatient portion of your Medicare health insurance.
Medicare Part A is inpatient and for most people when you turn 65 or your targeted retirement age, it is free.
Part B is different and is the most important. Part B is for your doctor's, lab, or x-ray visits. Anything in the medical field that is an outpatient procedure. In other words, it is extremely important.
The government maintains that in order to have this medical service there is a monthly charge of approximately $100.00. This amount varies from year to year. This is a huge chunk of money when it comes to the senior citizen community whose sole financial support is their monthly social security check.
HICAP is a government program set up for senior citizens who are low income. It is calculated by the Net Income per month for a single person or for a married couple. It can be obtained by calling 1-800-434-0222. When you call this telephone number you will then give them your income and they will tell you if you qualify. They will then send you out a form to fill out to start the process.
The paperwork, of course, is numerous we are dealing with a government program. It will be well worth it if you qualify and can get the Medicare Part B picked up by this HICAP program. This will mean more money in your pocket for food and other essentials.
This HICAP program also includes Medicare Part D prescription drugs. When you call the telephone listed above, ask about lowering the cost of your prescription drugs. Take advantage of these programs while you can, they can be deleted in the blink of a keystroke.
If the HICAP program is for you, take advantage of it. If you need the help, get the help now. If you can't do this yourself get your family or a friend to help you with this.
Thank you for reading my article. Please feel free to read all my other articles on various subjects.
Linda E. Meckler
Copyright 2011 updated 2017
Article Source: http://EzineArticles.com/expert/Linda_Meckler/19932
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